FAQ

Here you find all the answers to your questions from how it works to what happens with your pension contributions

How can I save for my pension without making contributions?

We receive a marketing fee when we redirect you to a brand partner's website. This fee is used to make your pension contribution.

How much will I get?

It depends with which partners you shop. We aim to get the best possible deals for you. The target is between 5 and 10% of your purchase.

Is it enough for saving up to my pension?

It is complimentrary to your other pension savings, such as a state pension. From shopping alone you may not draw enough benefits in retirement, we want to help you start a habit. However, 50,000 EUR accumulated over your adult lifespan is certainly possible!

Do I have to make investment decisions?

No, we have partnered with an all asset class fund, which is run by some of the best in the business. We automatically change the allocation as you near retirement. It is a worry free contribution.

Can I add more contributions?

Yes, you can always decide to contribute more to your private pension.

What is the catch?

There is no catch! There are many cashback programs in the world which all work similarly as PAI. We just decided to tackle a difficult problem which is how to get people to save for their own pensions.